Fixed Deposit vs Debt Funds

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Pre-Tax Return	Investment Amount	Annual Interest / Return (%)	Investment Value at the end of the term	Total Interest / Profit
Fixed Deposit	100000	6.98	106,975	6,975
HDFC Dynamic Debt Fund - Growth Option	100000	8.06	108,056	8,056

Post Tax Return	Pre-tax Interest / Profit	Capital Gains	Income / Capital Gains Tax	Post Tax Interest / Profit
Fixed Deposit	6,975	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	8,056	Short Term	2,417	5,639

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 13-06-2025

Scheme Name	Launch Date	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	10.72	8.6	8.99	6.11	7.24	6.64
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	10.65	8.99	8.4	7.39	7.28	7.06
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	9.67	7.98	8.47	6.24	7.66	7.99
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	9.65	8.35	9.02	7.54	6.59	7.68
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	9.65	8.34	9.01	7.54	6.59	7.45
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	9.64	7.87	7.56	6.09	6.8	6.71
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	9.46	8.35	8.71	6.97	8.38	8.45
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	9.11	8.66	8.48	6.42	-	7.07
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	8.99	8.03	7.47	5.44	7.19	5.94
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	8.96	7.9	7.34	8.63	7.06	7.84
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	8.7	8.26	7.81	6.28	7.99	8.04
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	8.52	7.77	7.19	5.42	7.17	7.48
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	8.38	7.68	8.13	5.78	7.77	6.14
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	8.37	7.7	7.0	-	-	6.05
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	8.27	7.04	7.16	4.61	-	5.96
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	8.24	7.42	7.32	4.97	-	5.35
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	8.24	7.36	7.91	5.3	6.7	7.61
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	8.22	7.98	7.81	5.75	7.35	6.92
Union Dynamic Bond Fund - Growth Option	13-02-2012	8.13	7.24	7.17	5.02	6.26	6.54
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	8.12	7.66	7.47	6.63	6.57	8.1
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	7.15	6.2	6.22	5.14	-	5.97
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	6.83	6.46	6.8	4.62	6.44	6.92
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	6.58	7.23	7.44	5.11	7.32	7.63

Period	Annualized Return (%)	Value of Rs. 1 Lakh Invested
1 Year Return
3 Year Return
5 Year Return