Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.98 106,975 6,975
HDFC Dynamic Debt Fund - Growth Option 100000 5.5 105,500 5,500
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,975 Not Applicable 2,093 4,883
HDFC Dynamic Debt Fund - Growth Option 5,500 Short Term 1,650 3,850

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

Submit
Data as on - 13-10-2025
Scheme
Name		 Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 8.61 9.55 8.44 6.98 6.96 7.02
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 8.07 8.35 8.01 6.57 7.97 8.38
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 7.65 8.5 8.18 5.87 6.77 6.57
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 7.53 8.67 7.93 6.86 6.27 7.64
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 7.53 8.66 7.92 6.86 6.27 7.4
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 7.48 8.07 7.41 5.71 6.62 6.66
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 7.45 8.36 8.05 5.83 7.31 7.91
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 7.12 7.31 7.03 4.69 - 5.93
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 6.97 8.85 8.24 6.2 - 6.96
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 6.64 8.06 7.28 4.85 - 5.33
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 6.62 8.26 7.34 5.16 6.77 5.9
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 6.54 8.74 7.86 5.86 7.65 8.0
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 6.44 7.99 7.15 8.36 6.61 7.73
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 6.23 8.07 7.12 5.24 6.82 7.39
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 5.93 7.6 7.3 5.21 6.33 7.53
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 5.89 7.9 7.58 5.64 7.32 6.1
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 5.62 7.73 7.18 6.13 6.14 8.04
Union Dynamic Bond Fund - Growth Option 13-02-2012 5.55 7.71 7.17 4.63 5.88 6.44
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 5.36 6.72 6.14 5.08 - 5.86
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 5.04 8.19 7.83 5.52 6.95 6.85
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 4.76 6.85 6.39 - - 5.49
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 4.05 6.69 6.22 4.3 5.98 6.8
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 3.23 7.71 7.01 4.71 6.8 7.5