Fixed Deposit vs Debt Funds

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Pre-Tax Return	Investment Amount	Annual Interest / Return (%)	Investment Value at the end of the term	Total Interest / Profit
Fixed Deposit	100000	6.98	106,975	6,975
HDFC Dynamic Debt Fund - Growth Option	100000	10.24	110,237	10,237

Post Tax Return	Pre-tax Interest / Profit	Capital Gains	Income / Capital Gains Tax	Post Tax Interest / Profit
Fixed Deposit	6,975	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	10,237	Short Term	3,071	7,166

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 16-05-2025

Scheme Name	Launch Date	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	11.39	9.19	8.49	6.38	7.5	7.07
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	11.33	9.01	8.36	7.39	7.15	7.09
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	11.17	8.81	9.24	8.03	6.63	7.74
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth	30-03-2009	11.16	8.81	9.24	8.02	6.63	7.52
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	11.11	8.83	7.92	5.9	7.23	6.03
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	11.07	8.33	7.77	6.41	6.93	6.76
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	11.06	8.67	8.56	6.21	7.11	6.65
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	10.98	8.93	8.16	6.73	8.09	8.14
Union Dynamic Bond Fund - Growth Option	13-02-2012	10.95	8.29	7.75	5.56	6.36	6.71
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	10.87	9.32	8.75	6.7	-	7.24
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	10.86	8.45	8.43	6.61	7.68	8.08
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	10.66	8.32	8.24	5.73	6.78	7.7
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	10.55	8.41	7.55	5.83	7.26	7.6
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	10.5	8.41	8.5	6.26	7.79	6.21
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	10.42	8.76	8.12	5.89	7.49	7.83
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	10.37	8.52	7.76	7.06	6.61	8.17
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	10.12	8.56	8.51	7.29	8.29	8.49
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	10.07	8.26	7.48	8.89	7.05	7.91
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	10.0	7.6	7.34	5.26	6.62	7.09
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	9.9	8.24	7.29	-	-	6.35
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	9.8	7.87	7.35	5.21	-	5.51
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	9.33	7.19	6.8	5.54	-	6.28
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	8.15	6.91	6.72	4.64	-	5.94

Period	Annualized Return (%)	Value of Rs. 1 Lakh Invested
1 Year Return
3 Year Return
5 Year Return