Fixed Deposit vs Debt Funds

Fixed Deposit vs Debt Funds

Fixed Deposit
Debt Fund
Submit
Pre-Tax Return Investment Amount Annual Interest / Return (%) Investment Value at the end of the term Total Interest / Profit
Fixed Deposit 100000 6.98 106,975 6,975
HDFC Dynamic Debt Fund - Growth Option 100000 5.69 105,688 5,688
Post Tax Return Pre-tax Interest / Profit Capital Gains Income / Capital Gains Tax Post Tax Interest / Profit
Fixed Deposit 6,975 Not Applicable 2,093 4,883
HDFC Dynamic Debt Fund - Growth Option 5,688 Short Term 1,706 3,982

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 14-08-2025
Scheme
Name		 Launch Date 1-Year Ret (%) 2-Yrs Ret (%) 3-Yrs Ret (%) 5-Yrs Ret (%) 10-Yrs Ret (%) Since Launch Ret (%)
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option 24-06-2013 9.08 9.05 8.0 6.97 7.06 7.01
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option 05-11-2004 8.99 8.57 8.03 5.81 6.98 6.6
ICICI Prudential All Seasons Bond Fund - Growth 01-05-2009 8.26 8.17 7.96 6.61 8.13 8.39
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan 27-09-2004 8.07 8.2 7.6 6.92 6.38 7.64
Aditya Birla Sun Life Dynamic Bond Fund-Discipline Advantage Plan-Growth 30-03-2009 8.07 8.2 7.6 6.92 6.37 7.39
JM Dynamic Bond Fund (Regular) - Growth Option 25-06-2003 8.02 7.97 7.25 5.73 6.67 6.67
Axis Dynamic Bond Fund - Regular Plan - Growth Option 01-04-2011 7.81 7.91 7.53 5.77 7.4 7.9
Mirae Asset Dynamic Bond Fund-Regular Plan Growth 05-03-2017 7.57 7.15 6.52 4.67 - 5.93
Quantum Dynamic Bond Fund - Regular Plan Growth Option 05-04-2017 7.41 8.24 8.0 6.32 - 6.95
UTI Dynamic Bond Fund - Regular Plan - Growth Option 23-06-2010 7.36 7.68 7.14 8.34 6.79 7.76
HSBC Dynamic Bond Fund - Regular Growth 01-01-2013 6.97 7.79 7.01 5.2 6.91 5.89
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth 01-08-2018 6.81 7.51 6.75 4.84 - 5.27
SBI Dynamic Bond Fund - Regular Plan - Growth 10-02-2004 6.7 7.64 7.84 5.7 7.5 6.1
PGIM India Dynamic Bond Fund - Growth Option 12-01-2012 6.57 7.54 6.84 5.24 6.93 7.37
ITI Dynamic Bond Fund - Regular Plan - Growth Option 14-07-2021 6.23 7.15 6.51 - - 5.71
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option 23-09-2004 6.07 7.14 7.15 5.18 6.43 7.53
Kotak Dynamic Bond Fund Regular Plan Growth 26-05-2008 6.04 7.67 7.06 5.75 7.68 7.93
DSP Strategic Bond Fund - Regular Plan - Growth 16-05-2007 5.92 7.52 7.43 5.47 7.07 6.84
HDFC Dynamic Debt Fund - Growth Option 28-04-1997 5.85 7.23 6.87 6.07 6.26 8.03
Union Dynamic Bond Fund - Growth Option 13-02-2012 5.81 7.04 6.6 4.57 5.96 6.42
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option 30-11-2018 5.4 6.2 5.78 4.91 - 5.79
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option 29-05-2009 4.86 6.24 5.98 4.39 6.17 6.83
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth 01-12-2008 4.05 7.05 6.44 4.77 6.95 7.52