Fixed Deposit vs Debt Funds

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Pre-Tax Return	Investment Amount	Annual Interest / Return (%)	Investment Value at the end of the term	Total Interest / Profit
Fixed Deposit	100000	6.98	106,975	6,975
HDFC Dynamic Debt Fund - Growth Option	100000	10.82	110,821	10,821

Post Tax Return	Pre-tax Interest / Profit	Capital Gains	Income / Capital Gains Tax	Post Tax Interest / Profit
Fixed Deposit	6,975	Not Applicable	2,093	4,883
HDFC Dynamic Debt Fund - Growth Option	10,821	Short Term	3,246	7,575

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 30-04-2025

Scheme Name	Launch Date	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	12.29	9.7	8.18	6.49	7.41	7.06
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	12.09	8.91	7.48	6.08	7.38	7.83
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	11.82	9.27	8.4	6.63	-	7.2
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	11.8	8.84	8.79	8.18	6.57	7.73
Union Dynamic Bond Fund - Growth Option	13-02-2012	11.76	8.52	7.35	5.69	6.26	6.7
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	11.57	8.76	7.61	5.99	7.15	6.01
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	11.4	8.91	7.52	6.95	8.03	8.13
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	11.35	8.39	7.51	6.43	6.91	6.75
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	11.29	8.61	7.36	5.93	7.18	7.59
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	11.27	8.64	8.17	6.36	7.69	6.2
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	23-09-2004	11.23	8.43	7.86	5.77	6.69	7.69
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	11.14	9.06	7.69	7.26	7.01	7.05
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	11.03	8.58	7.51	6.18	6.96	6.62
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	10.94	8.55	7.64	6.83	7.6	8.06
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	10.82	8.54	7.42	7.26	6.47	8.16
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	10.49	7.78	6.99	5.38	6.52	7.08
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	10.47	8.17	7.11	-	-	6.26
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	10.43	8.26	9.81	9.07	6.97	7.89
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	10.38	7.92	6.85	5.17	-	5.45
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	10.37	8.59	8.03	7.36	8.16	8.47
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	9.55	7.23	6.41	5.51	-	6.27
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	8.11	6.79	6.0	4.63	-	5.91

Period	Annualized Return (%)	Value of Rs. 1 Lakh Invested
1 Year Return
3 Year Return
5 Year Return