Fixed Deposit vs Debt Funds

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Pre-Tax Return	Investment Amount	Annual Interest / Return (%)	Investment Value at the end of the term	Total Interest / Profit
Fixed Deposit	100000	7.08	107,101	7,101
HDFC Dynamic Debt Fund - Growth Option	100000	9.72	109,748	9,748

Post Tax Return	Pre-tax Interest / Profit	Capital Gains	Income / Capital Gains Tax	Post Tax Interest / Profit
Fixed Deposit	7,101	Not Applicable	2,130	4,970
HDFC Dynamic Debt Fund - Growth Option	9,748	Short Term	2,924	6,824

Note: The Fixed deposit interest rate is based on historical State Bank of India Fixed deposit rates for different deposit terms. Short Term if term is less than 3 years. Long Term if term is more than three Years.

Top Performing Debt Mutual Funds

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Data as on - 05-12-2024

Scheme Name	Launch Date	1-Year Ret (%)	2-Yrs Ret (%)	3-Yrs Ret (%)	5-Yrs Ret (%)	10-Yrs Ret (%)	Since Launch Ret (%)
BANDHAN Dynamic Bond Fund - Regular Plan B - Growth	01-12-2008	11.67	8.39	5.82	6.66	7.31	7.74
DSP Strategic Bond Fund - Regular Plan - Growth	16-05-2007	11.47	9.29	6.5	7.07	7.3	6.95
360 ONE Dynamic Bond Fund - Regular Plan - Growth Option	24-06-2013	10.56	8.26	6.59	6.77	6.9	6.89
Quantum Dynamic Bond Fund - Regular Plan Growth Option	05-04-2017	10.55	8.31	6.9	7.02	-	6.95
Kotak Dynamic Bond Fund Regular Plan Growth	26-05-2008	10.54	8.05	6.03	6.71	7.85	8.06
PGIM India Dynamic Bond Fund - Growth Option	12-01-2012	9.97	7.63	5.79	5.89	7.18	7.47
HSBC Dynamic Bond Fund - Regular Growth	01-01-2013	9.89	7.72	5.93	5.98	7.09	5.88
Nippon India Dynamic Bond Fund-Growth Plan-Growth Option	05-11-2004	9.88	7.86	5.73	6.42	6.81	6.52
Aditya Birla Sun Life Dynamic Bond Fund - Growth - Regular Plan	27-09-2004	9.77	7.96	7.23	7.31	6.51	7.64
HDFC Dynamic Debt Fund - Growth Option	28-04-1997	9.75	7.79	5.56	6.74	6.39	8.12
Union Dynamic Bond Fund - Growth Option	13-02-2012	9.7	7.53	4.94	5.7	6.08	6.51
SBI Dynamic Bond Fund - Regular Plan - Growth	10-02-2004	9.65	7.93	6.71	6.64	7.55	6.1
UTI Dynamic Bond Fund - Regular Plan - Growth Option	23-06-2010	9.64	7.59	8.26	8.4	6.92	7.82
Axis Dynamic Bond Fund - Regular Plan - Growth Option	01-04-2011	9.58	7.69	5.71	6.85	7.43	7.94
ITI Dynamic Bond Fund - Regular Plan - Growth Option	14-07-2021	9.54	7.24	5.93	-	-	5.83
Mahindra Manulife Dynamic Bond Fund - Regular Plan - Growth	01-08-2018	9.41	7.14	4.94	4.69	-	5.13
Baroda BNP Paribas Dynamic Bond Fund - Regular Plan - Growth Option	01-01-2013	9.38	7.7	6.17	5.93	6.62	7.3
JM Dynamic Bond Fund (Regular) - Growth Option	25-06-2003	9.0	7.23	6.1	5.79	6.76	6.63
Canara Robeco Dynamic Bond Fund - Regular Plan - Growth Option	29-05-2009	8.89	6.79	5.34	5.4	6.38	6.96
ICICI Prudential All Seasons Bond Fund - Growth	01-05-2009	8.72	7.92	6.63	7.43	8.07	8.41
Groww Dynamic Bond Fund (formerly known as Indiabulls Dynamic Bond Fund) - Regular Plan - Growth option	30-11-2018	7.94	6.38	5.07	5.22	-	5.96
Mirae Asset Dynamic Bond Fund-Regular Plan Growth	05-03-2017	7.59	6.4	4.62	5.32	-	5.77

Period	Annualized Return (%)	Value of Rs. 1 Lakh Invested
1 Year Return
3 Year Return
5 Year Return